Search For Homes and Real Estate For Sale in Ocean & Monmouth Counties
Buying a home is one of life's biggest investments and most exciting adventures. When you choose a Coldwell Banker Riviera Realty agent we will be your partner from the search to the closing table. One of our REALTORS® will guide you along the way to make your expdrience smooth and successful.
We Pledge to
- Meet wwith you to discuss your needs and goals, and to plan your property search
- Fully explain the agency relationship required by law in New Jersey
- Show you all properties that meet your criteria
- Keep you informed of new properties that come on the market
- Help you determine your offer
- Negotiate the offer and contract in your best interests
- Facilitate the home inspection and resolution process
- Provide you professional referrals - Attorney, Lender, Home Inspector and more
- Keep you updated on the progress of the transaction.
Finding A Home
Whether it’s your first home or if you’re an experienced buyer, purchasing a home is a complex process. By working with us, you’ll find a home in the neighborhood where you want to live, one that fits your budget and meets your goals for features, quality and value. Selecting your perfect Ocean County home will require research, and expert guidance and knowledge of the local real estate market.
Making It Yours
Once you've found that perfect home for you a Coldwell Banker Riviera Realty REALTOR® will guide you through the settlement process through the closing date. We will provide you advise and suggest an attorney/settlement agent, lender, and other professionals such as the important home inspector. Enjoy peace of mind, knowing that all the details of your purchase are being take care of by an experienced and knowledable professional team.
Important Information Regarding Home Buyer Representation - What Buyers Need to Know.
On August 17, 2024, The New Jersey Real Estate Consumer Protection Enhancement Act became law and introduced the Exclusive Buyer Brokerage Agreement (Buyer Agency Agreement) which in most cases is mandatory and must be executed between a buyer and a licensed real estate agent prior to any agent showing any prospective buyer a property which is either for sale or for rent. If you are a homebuyer in New Jersey, having an understanding of this agreement is critical in helping you make informed decisions. This Agreement became law in New Jersey and is part of a nationwide requirement of many real estate professionals as part of a lawsuit settlement related to real estate broker commissions.
Benefits for NJ Homebuyers
The Exclusive Buyer Agency Agreement clearly states what services and fiduciary responsibilities you can expect of your Coldwell Banker Riviera Realty Agent, what the agent compensation is, and how it will be paid. The agreement is transparent, reduces potential confusion, and seeks to ensure the parties have a clear understanding of the buyer-agent relationship from its onset. Download the Standard Form of Exclusive Buyer Agency Agreement. Your Coldwell Banker RIviera Realty Agent will fully explain and answer any questions you may have regarding this agreement.
Preparing To Buy A Home
Talk with a mortgage broker or lender.
One of the first and most important things a buyer can do is become pre-qualified or pre-approved for a mortgage. Doing this before you start shopping for a home makes you a better-informed buyer and your offer to purchase will be more attractive to potential sellers.
Develop a wish list.
Know what you have to have and those things you want to have, write them down and give them to your agent to help us find you the best home for you and your needs.
Think Ahead.
It is so easy to get wrapped up in your present needs, we all do it. You should also be thinking about your exit strategy when the day comes to move. Research incicates that buyers expect to stay in a home a median of 15 years, yet typically buyers age 18-44 move in 10 years.
Leave emotions at the door.
The real estate market has up and downs. In a seller's market, buyers don't always have their offer accepted. Don't get discouraged if you lose out on the first or second home, or if the seller won't meet your offer.
Making An Offer
There are many factors that influence the market value of a home. Your Coldwell Banker Riviera Realty Agent will give you insight and information you need to make an offer you're comforable with. Some factors to consider include:
- How long the home has been on the market
- If the price has ever been reduced
- How much the home is worth. I will provide you with comparable homes that have recently closed.
- If there are multiple offers, discuss strategies to make your offer stronger
- Other items that might be included in the sale (non real property)
- If the seller is offering buyer concessions and things to consider in asking for one
- A time line for loan contingencies, home inspections and a closing date
- If you are using an attorney, we will forward the signed purchase contract to for review which allows for legal advise and appropriate changes.
- At the time of closing we will join you at the property do accompany you on a final walk-through to make sure it's in the same condition as when you signed the purchase contract.
Following your instructions, we will prepare a written offer, and present it to the seller's agent. At that point, the seller can accpt your offer, reject it or present a counter offer to start a negotiation process. Your Coldwell Banker Riviera Realty agent will work with you to plan a strategy to ensure your most advantageous price and terms.
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